Welcome To Golden Rock Mortgage

Trusted Mortgage Brokerage Advisors!

We're Working Since 1989.

Why Golden Rock Mortgage?

1- We are licensed, regulated 5 stars and award-winning financial professionals. We do a lot of the legwork — gathering documents from you, pulling your credit history, and verifying your income and employment — and we use this information to find the best options for you across several lenders.

2- We help you comparison-shop. We obtain a variety of quotes from multiple lenders and present you with the best option to suit your specific needs.

3- We offer zero closing cost options with most scenarios. We can save you thousands of dollars on closing costs of title, escrow and appraisal fees etc.

4. We save you time. It can take hours to apply for different loan programs, with back-and-forth communication involved with underwriting the loan and ensuring the transaction stays on track. We can save you the hassle of managing that process.

If your application involves challenges, we have the capability to find a lender who can provide a competitive interest rate, without significant overlays, whereas a direct lender/bank would be limited to their own product guidelines. Direct lenders/banks do not shop with different lenders for you. For example, a direct lender/bank might not even be able to qualify someone with a 500-credit score, but brokers have lenders that would allow such a score for traditional financing (FHA) without severe negative impacts to the interest rate, process or closing.

5. We can help you with fast funding. We typically fund loans within 2-3 weeks while other banks and lenders can take up to 2-3 months.

6. We can undoubtedly find more competitive mortgage rates than direct lenders/banks. We are paid to shop for the best rates and loan programs.

7. Our volume is much less than direct lenders/banks. We care more about our clients, their well-being, and their overall satisfaction. You will be happier with the process and the service you receive from us.

8. We work on your loan from start to finish. We are invested in you throughout and therefore will be with you every step of the way. Banks and direct lenders use the “assembly line” mentality, handing you off to other people throughout the process which can cause frustration, confusion, and delays.

9. We don’t get paid unless you close your loan.
Just like your real estate agent, we work for you! Hence, we are more accessible to you than lender/bank employees. When you have questions along the way, it’s easier to get the answers you’re looking for more quickly and more thoroughly.

10. Clear cut communication. The mortgage industry can be challenging to navigate. We can help you understand the process. We can solidify a competitive interest rate, typically with lower fees, and ensure you close on time or even early.

11. Personalization! You can meet with us face to face or completely online, and get your questions answered by ONE person. That may be more reassuring than talking to a different person every time you contact the national call center for a direct lender/bank.









If you are in need of a new home mortgage, whether it is new purchase or refinance, Golden Rock Mortgage is here to help you. We are a locally-owned mortgage brokerage that will put the time and effort into finding you the best mortgage with competitive rates to achieve your financial goals.

Clients Testimonials

SINCE 1989


We are always available and ready to help